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Naked

Series B

Naked is an AI-driven digital insurance platform that provides car, home, building, and single-item insurance through a mobile app. The company uses AI chatbots named Rose and Jade to streamline quoting and claims processing, enabling customers to get quotes and purchase policies entirely online without phone calls or paperwork. Naked operates on a unique model where it takes a flat fee and pools the remaining…

Internet of Things - Industry Applications · Connected Vehicles, · Johannesburg, South Africa · EST 2016

About

Naked is an AI-driven digital insurance platform that provides car, home, building, and single-item insurance through a mobile app. The company uses AI chatbots named Rose and Jade to streamline quoting and claims processing, enabling customers to get quotes and purchase policies entirely online without phone calls or paperwork. Naked operates on a unique model where it takes a flat fee and pools the remaining premiums for claims, with surplus funds donated to causes chosen by customers through the Naked Difference initiative. The platform offers usage-based pricing, roadside assistance, and instant claims approval. Founded in 2016 and headquartered in Johannesburg, South Africa, Naked has raised approximately $69.8 million at the Series B stage from investors including Naspers, Hollard, IFC, Yellowwood, European Development Finance Institutions, BlueOrchard, and DEG. The company is South Africa's best-rated insurance app on the App Store.

Business model

Internet First Insurance Platforms > Internet First Insurers > P&C > Auto > Usage-based,

Auto E-Commerce & Content > Insurance > Internet First Insurer > Usage Based,

Connected Vehicles > Vehicle Telematics > Usage Based Insurance,

Auto Retail & Aftersales > Financial Services > Finance > Insurance > Internet First Insurer > Usage Based

Institutional investors

YellowwoodHollardNaspersIFCEuropean Development Finance InstitutionsBlueOrchardDEG

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