Nivo

Nivo develops an AI agent platform that streamlines lending workflows for banks, lenders, and brokers by automating the information gathering, verification, and follow-up processes that traditionally consume operational teams. The platform operates on a three-step workflow: Gather, where AI agents collect documents and information from borrowers; Check, where they verify the completeness and accuracy of every case; and Chase, where they automatically follow up on anything missing or incomplete. Unlike single-task AI tools, Nivo's agents move work forward across the full lending workflow, communicating and following up 24/7 over email to keep cases moving. The platform is built specifically for financial services with bank-standard security, holding ISO 27001 and ISO 42001 certifications, and maintaining human-in-the-loop oversight. Nivo reports that approximately 36% of cases come back right the first time without AI assistance, and the platform targets the remaining cases where information and documents are incomplete. Trusted by over 100 firms across UK financial services, Nivo offers two deployment paths: Supported Launch for teams wanting to shape workflows and prove value quickly, and Fast Start for focused, lighter-touch implementations. Founded in 2017 and headquartered in Wilmslow, United Kingdom, Nivo has raised approximately $3.8 million in a Series A round backed by Barclays, the Northern Powerhouse Investment Fund, GP Bullhound, ACF Investors, Techstars, and Platform Securities Nominees.