Overview
Bunq is a European mobile-first neobank, describing itself as the region's second-largest, serving more than 17 million users across roughly 30 countries. Accounts can be opened in about five minutes via smartphone with video ID verification, and the app organizes money into virtual sub-accounts called "Pockets" for goals like rent, travel, or savings, alongside digital and physical cards, fee-free foreign exchange, and interest-bearing savings accounts. Bunq also operates Finn, an AI assistant that helps users with financial decisions, and offers business accounts with company cards and automated bookkeeping integrations. The company is profitable, backed by Pollen Street Capital, headquartered in Amsterdam, with deposits protected up to €100,000 under the EU Deposit Guarantee Scheme.
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