Codat
Codat standardizes small business financial data behind one integration for lenders, commercial banks, neobanks and card issuers. Its Underwriting and Monitoring product connects…
Overview
Codat standardizes small business financial data behind one integration for lenders, commercial banks, neobanks and card issuers. Its Underwriting and Monitoring product connects to a borrower's accounting, banking and commerce platforms through consented authorization, then delivers standardized statements, enriched transactions and liability summaries on demand for initial underwriting, periodic review and portfolio monitoring. Machine learning trained across more than 100,000 businesses categorizes transactions using business rather than consumer categories and standardizes charts of accounts so ratio analysis can run automatically. A newer Insights tier sells working capital, spend and foreign exchange analysis to bank card and treasury teams.
Details
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