Dollar Verdict Money Router
Privacy-first money planner that suggests where your next dollar should go — essentials, debt, emergency fund, investing — without linking bank or brokerage accounts
Overview
Enter a month of income, essential expenses, debt, savings, and assets — Money Router calculates available cash flow and suggests an order of operations: cover essentials and minimum debt payments, build a one-month reserve, capture employer match, pay down debt above 8% APR, complete the emergency fund, then fund other goals. The app never moves money or connects to bank or brokerage accounts — users review the suggested plan and make transfers themselves. Additional tools cover one-off paycheck routing, debt-vs-invest comparisons, car-loan affordability, dividend and crypto-staking tracking, and light bookkeeping for small businesses on the Business Pro plan. An AI Decision Check lets users describe a purchase decision in their own words and surfaces cash-flow pressure, tradeoffs, and missing information — it does not approve the purchase.
Details
Educational planning tool — does not connect to accounts or execute transactions, and does not provide personalized financial advice.
Similar Tools
- Financial Fitness Passport Financial planning
Raising capital?
CrackTheDeck analyzes your pitch deck before investor meetings — structure, narrative, and fit.
Analyze My Deck →