HonestAI
AI credit-risk and lending platform for banks and savings banks
Overview
HonestAI builds AI-based credit assessment and lending infrastructure for South Korea's financial industry, including an AI Loan Banking-as-a-Service platform used by 29 savings banks under Korea's financial regulatory sandbox, and operates the consumer investment app Honest Fund. The Seoul-based company, founded in February 2015 and rebranded from Honest Fund to HonestAI in 2024, runs an in-house AI lab focused on predictive AI, generative AI, and MLOps for credit risk, strategy, and back-office automation. HonestAI raised 14.4 billion won (~$10.3M) in a round led by AAK with fintech security firm ATON participating, announced around December 31, 2025, after reporting a more than fourfold jump in December loan-origination volume, per Edaily and Digital Daily.
Details
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