INSTANDA

Overview

INSTANDA sells a no code policy administration and digital distribution platform to carriers, managing general agents and brokers, and its franchise is product configuration rather than analytics. The premise is that business teams own the product design, distribution and adjustment lifecycle without engineering involvement, defining product structures, rates and customer journeys through configuration rather than code, and the company describes itself as the first and leading no code artificial intelligence augmented platform in its market. Coverage is deliberately multi line, spanning property and casualty including complex commercial, life and health, and group protection, with the platform positioned as product agnostic rather than tuned to one line. Two artificial intelligence products launched in 2026 and both are scoped toward the underwriter rather than away from them. INSTANDA MAX arrived in March 2026 for commercial and non admitted lines, allowing tens of thousands of complex assets to be underwritten under a single policy in real time at both portfolio and individual item level, using insurance grade categorization at item level, with a quote and policy query assistant and a wording assistant for clauses and endorsements. The company describes the approach as underwriter first and states the work is patent pending. INSTANDA Clear followed in June 2026, an artificial intelligence supported underwriting and operations platform aimed specifically at complex cases that require human judgment rather than full automation, addressing work the chief executive describes as still fragmented across emails, spreadsheets and rigid systems, and supporting collaboration with brokers, specialists, coverholders and reinsurers. The platform is built on Microsoft Azure platform services and the company describes itself as fully cloud native. Tenancy is a published buyer choice, multi tenant by default with a dedicated single tenant stack available on request. Security is documented on a dedicated page, with certification to the 2022 revision of the international information security management standard across global operations, a secure software development lifecycle, and continuous protection, and a trust portal is hosted on a third party trust platform. Partnerships extend the estate rather than deepen it, including an integrated offering with ServiceNow announced in February 2026 combining no code policy administration with workflow automation, and a claims partnership with Benekiva. Scale is stated as more than 80 clients whose operations reach more than 150 countries, with Great Plains Casualty among named customers. Case evidence includes a North American technology enabled insurer launching more than 50 specialty products across multiple jurisdictions in two years, and a global reinsurance group launching 30 products with new minimum viable products stood up in eight weeks. Launched in 2015, headquartered in London, privately held, with roughly 45 million dollars raised and about 245 employees.

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