Overview
Kueski is a Mexican fintech offering fully digital personal loans and a buy-now-pay-later product, Kueski Pay, aimed at consumers who need quick access to funds or flexible purchasing options without a traditional credit card. Personal loans range from roughly $60 to $26,000, are collateral-free, and are underwritten using machine-learning credit scoring on alternative data rather than requiring an established credit history, with first-loan promotions and repayment terms typically between 99 and 180 days. Kueski Pay lets shoppers spread purchases into bi-weekly installments at thousands of partner online and in-store merchants. The company is registered with Mexico's CONDUSEF and supervised by the CNBV, is ISO 27001 certified, and describes itself as Mexico's leading buy-now-pay-later and consumer credit platform, reporting more than 40 million loans distributed to date, with a particular focus on serving underbanked customers.
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