Overview
Razorpay is an Indian financial services platform, authorized by the Reserve Bank of India as a Payment Aggregator, that lets businesses accept payments, make payouts, manage business banking, automate payroll, and access credit from a single platform. It supports more than 100 payment methods, including UPI, cards, netbanking, and digital wallets, across online checkout and physical point-of-sale terminals, and serves e-commerce retailers, educational institutions, SaaS companies, and freelancers, with more than 150,000 active businesses on the platform. RazorpayX offers business current accounts through partner banks along with automated banking and vendor management, while RazorpayX Payroll handles salary processing and statutory compliance such as TDS and ESI. The platform also offers developer-first REST APIs and SDKs as well as no-code Payment Links, Pages, and Buttons, and has recently introduced AI-powered payment routing and agentic, conversational checkout features.
Details
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