Overview
Stori is a Mexican fintech offering mobile-first financial products, including credit cards, savings accounts, and personal loans, to underbanked consumers who often lack an existing credit history. The company uses machine learning-based credit scoring on alternative data to underwrite applicants who would typically be excluded by traditional Mexican banks. Its credit card offers cashback of up to 10% with no annual fee, deposit accounts advertise annual yields as high as 15%, and personal loans of up to roughly $3,000 are approved within minutes. Stori also provides a mobile payment terminal for merchants and commission-free bill payment and phone recharge services, serves more than 5 million users, and is regulated by Mexico's CNBV and CONDUSEF. The company was founded by Bin Chen and Marlene Garayzar and is backed by investors including GIC, BAI Capital, GGV, and Goodwater.
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