Overview
Xendit is a Southeast Asian payments infrastructure company, founded through Y Combinator in 2015 and headquartered in Indonesia, that owns its own bank connections, e-wallet integrations, and regulatory licenses across the region rather than reselling third-party rails. Businesses ranging from small local kiosks to large enterprises such as Traveloka, XL Smart, Archipelago International, and Grab use Xendit's API-based platform to process payments, run marketplaces, disburse payroll, and detect fraud using machine learning for risk scoring. The company processes tens of billions of dollars annually across more than 15,000 merchants in markets including Indonesia, the Philippines, Thailand, Malaysia, Vietnam, and Singapore. Xendit is backed by investors including Tiger Global, Accel, and Y Combinator, and was founded by Moses Lo and Tessa Wijaya.
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