Arf

Arf is a cross-border payment network that enables quick and compliant international payments by leveraging regulated stablecoins for financial institutions. The platform provides a comprehensive suite of services including custody for digital assets, redemption and tokenization capabilities, settlement infrastructure, and foreign exchange services. Arf's network allows financial institutions to conduct cross-border transactions using stablecoins as a bridge currency, reducing the cost and time associated with traditional correspondent banking while maintaining regulatory compliance. The platform's custody services ensure secure storage of digital assets, while its tokenization and redemption capabilities enable seamless conversion between fiat currencies and stablecoins. Arf's settlement infrastructure processes transactions with near-instant finality, and its FX services provide competitive exchange rates for multi-currency transactions. By using regulated stablecoins, Arf addresses the compliance requirements that financial institutions face in cross-border payments, including anti-money laundering and know-your-customer obligations. The company serves banks, payment service providers, and money transfer operators seeking to modernize their cross-border payment infrastructure. Founded in 2019 and headquartered in Istanbul, Turkey, the company has raised $13.0M in seed funding from investors including Circle Venture Capital, Stellar, UOB, Signum Capital, Hard Yaka, NGC Ventures, Blockchain Founders Fund, FTX, Coinbase, Solana, Kabbage, e2vc, Idacapital, and Visa Innovation Program.