Decimal Technology

Decimal Technology develops a no-code composable banking platform that enables financial institutions to configure, automate, and launch digital banking journeys, AI-driven decisioning, and financial products. The platform features a five-layer architecture combining experience design, orchestration, decisioning, integrations, and ecosystem capabilities. Key products include Vibe, an AI-powered natural language application builder; GateX, an AI decision engine for credit, onboarding, and risk assessment; and vHub, an integration intelligence layer for governed execution across partner ecosystems. The platform supports over 1,500 APIs, 70 ecosystem partners, and 600 integrations, with more than 8 million accounts activated and 10 million transactions annually. Serving 35+ leading financial institutions across India, UAE, Saudi Arabia, the US, and Southeast Asia, the company offers solutions for retail banking, SME banking, wholesale banking, and insurance. Founded in 2009 and headquartered in Gurugram, India, the company has raised approximately $3.5M in Seed funding from Agindustries.