KredosAI

KredosAI is a fintech company providing an AI-driven consumer engagement platform that improves payment outcomes for enterprises. The platform leverages reinforcement learning with human feedback (RLHF) to continuously learn, experiment, and personalize customer communications, delivering the right message at the right time through the right channel with the right calls to action. KredosAI reports over 20x ROI for customers, with payments received up to 5 days faster than legacy methods, 50% increase in customer experience metrics, and significantly elevated customer engagement leading to better payment outcomes and improved retention. The platform is SOC 2 Type II compliant and incorporates emerging technologies such as Rich Communication Services. KredosAI serves telecom, media and technology companies (addressing up to 15% monthly overdue rates), auto financing (addressing high default and delinquency rates), and financial services (addressing 8%+ overdue credit card and loan payments). The platform deploys in weeks versus months with a flexible integration framework. Founded in 2021 and headquartered in Bellevue, Washington, the company has raised approximately $12.5 million in Series A funding. Investors include BMW i Ventures, Okapi Venture Capital, Early Light Ventures, Motley Fool Ventures, SaaS Ventures, and Stout Street Capital.