Point Predictive

Point Predictive provides AI-driven solutions for assessing lending risk and detecting fraud in the lending industry. The company offers a suite of products including AutoPass for auto lending fraud detection, BorrowerCheck for borrower verification, DealerCheck for dealer monitoring, IEValidate for income and employment verification, IncomePass for income assessment, and MortgagePass for mortgage lending. Using predictive models built with artificial intelligence and a proprietary risk data repository, the platform quickly identifies truthful and untruthful disclosures on loan applications, enabling lenders to fund loans without requiring onerous documentation such as pay stubs or bank statements. Point Predictive serves auto dealerships, alternative lending and fintech, mortgage lending, and credit unions, with clients including Stellantis MarketCenter and Pelican Credit Union. Founded in 2013 and headquartered in San Diego, California, the company has raised Series B funding from investors including Napier Park Global Capital, Mosaik Partners, and Canadian Imperial Bank of Commerce.