Prodigal Tech

Prodigal Tech develops an AI platform purpose-built for loan servicing and debt collections, providing AI agents, automation, and actionable insights to help recover payments faster while maintaining compliance. The platform comprises seven integrated products: proAgent, a natural language AI agent for end-to-end collections automation; proCollect for digital strategy orchestration; proScore for propensity-to-pay scoring using 500+ consumer attributes; proPay, an AI-native self-serve payment portal; proInsight for QA automation and revenue insights; proNotes for real-time automated call notes; and proAssist for dynamic real-time agent assistance. Trained on over 500 million consumer finance interactions, the platform delivers up to 27% more digital engagement, 16% more payments, and 30% more agent effectiveness. The platform serves auto finance, collections agencies, healthcare RCM, and lending industries, with Spanish-language support for proNotes. Rated 4.9 out of 5 on G2, the company enables onboarding within weeks through easy integrations and expert data protection. Founded in 2018 and headquartered in Mountain View, United States, the company has raised approximately $14.2M in Series A funding from investors including Y Combinator, Accel, Menlo Ventures, and MGV.

Alternative Lending > Enablers > Lending-as-a-service,

Banking Tech > Loan Life Cycle Management > Suite,

Y Combinator Batches > 2018 > Summer

Serial Founder

Company Wise > Boston Consulting Group,

College Wise > University of Pennsylvania, The Wharton School, IIT Bombay