Spectral
Spectral provides creditworthiness and credit risk management solutions featuring MACRO Score, a multi-asset credit risk oracle for on-chain transaction data, and Non-Fungible Credit for syncing multiple sources of on-chain transactional history. Founded in 2020 in New York City, United States, the company has raised $29.8M in Series B funding from investors including Polychain, Galaxy, and Social Capital. Features…
Funding snapshot
About
Spectral provides creditworthiness and credit risk management solutions featuring MACRO Score, a multi-asset credit risk oracle for on-chain transaction data, and Non-Fungible Credit for syncing multiple sources of on-chain transactional history. Founded in 2020 in New York City, United States, the company has raised $29.8M in Series B funding from investors including Polychain, Galaxy, and Social Capital. Features MACRO Score, multiasset credit risk oracle for on-chain transaction data, Non-Fungible Credit for syncing multiple sources of on-chain transactional history, and more. Founded in 2020, headquartered in New York City, United States. The team comprises 16 (Jun 30, 2026) employees. Backed by investors including Polychain, Galaxy, Social Capital, ParaFi.
Business model
Alternative Lending > Enablers > Alternative Credit Score > Individuals > Blockchain Transactions,
Cryptocurrencies > Financial Services > Lending > Enablers > Alternative Credit Score,
Banking Tech > Loan Life Cycle Management > Credit Assessment > Alternative Credit Score
Founders & team highlights
Serial Founder
Team background
College Wise > Columbia University
Institutional investors
Backed by funds in our directory
Latest coverage
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