Teller

Teller operates a decentralized lending platform that enables users to borrow cash without collateral or against crypto and stock assets. The platform offers two borrowing options: unsecured no-collateral loans with soft credit checks that do not affect credit scores, and asset-backed loans against BTC, ETH, and stocks like TSLA with no margin calls. Teller provides personal loans, business loans, credit card recommendations, HELOCs, auto refinancing, and yield-earning opportunities for stablecoins, all managed through a single app that tracks net worth. The platform connects borrowers to a network of 50+ licensed lenders, processing over $80 million in loans and generating over $1.5 million in yield. Teller uses a proprietary Teller Score system to help users build credit and unlock better loan terms. Asset-backed loans are non-custodial and on-chain, while no-collateral loans are originated by third-party licensed lenders. Founded in 2020 and headquartered in San Francisco, United States, the company has raised approximately $8.7 million at the Series A stage.