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FinTech Seed Founded 2019

Wink

Wink is a biometric payments and identity platform company that connects identity verification, payment processing, and AI-powered fraud detection in a single seamless stack, enabling merchants to verify customers, approve transactions, and protect against fraud in milliseconds. The platform is built on three core pillars: Identity, offering biometric recognition across face, palm, and voice with real-time age…

📍 Plano, United States · RegTech,

Funding snapshot

Last roundSeed
Amount$3M
Date1 February 2023
Total raised$8M
Team size43

About

Wink is a biometric payments and identity platform company that connects identity verification, payment processing, and AI-powered fraud detection in a single seamless stack, enabling merchants to verify customers, approve transactions, and protect against fraud in milliseconds. The platform is built on three core pillars: Identity, offering biometric recognition across face, palm, and voice with real-time age verification, multifactor authentication combining biometric and device risk signals, and flexible biometric matching at scale (1:1, 1:N, N:1); Commerce, providing fast biometric checkout, a flexible payment gateway, Paze wallet integration, network operations center for secure POS and kiosk access, and white-label payment capabilities; and Intelligence, delivering AI-powered fraud detection combining biometrics and behavioral signals, age-based access control for dynamic content and purchase controls, a zero chargeback guarantee backed by Riskified and Wink AI, and dynamic routing with processor failover for payment orchestration. Wink serves use cases including e-commerce biometric checkout, retail and POS secure in-store checkout, stadiums and events biometric entry and payments, age-restricted commerce verified access, shared device biometric login, financial services login and fraud defense, and automotive in-car identity and payments integrated with Qualcomm's Snapdragon Digital Chassis. The platform integrates directly into merchant platforms with hardware partners including SUNMI, PAX, ELO, Fiserv via Clover, WizarPOS, and ID TECH, requiring no new hardware. Wink has onboarded 220K+ merchants, processes 400M+ monthly transactions with $4.8B+ in annual transactions, and was named Best in Class in Javelin's 2025 Biometric Authentication Scorecard. Founded in 2019 and headquartered in Plano, Texas, Wink has raised $8.3M in Seed funding from investors including CerraCap Ventures, Carneros Bay, Tntra, Flying Point Industries, and Plug and Play Tech Center.

Business model

Cybersecurity > IAM > Biometrics,

Security & Surveillance Technology > PIAM > Biometrics System > Multi-modal Biometrics,

Image Recognition > Facial Recognition > Security Systems,

RegTech > Fraud Detection > User Authentication > Multi Factor Authentication,

E-Commerce Enablers > Customer Experience Management > Checkout > Biometric Based

Team background

College Wise > University of California (Berkeley), Columbia Business School

Institutional investors

CerraCap Ventures Carneros Bay Tntra Flying Point Industries Plug and Play Tech Center

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