Xverse

Xverse develops a self-custodial Bitcoin wallet and onchain banking platform that enables users to earn, borrow, and spend Bitcoin without giving up control of their private keys. Trusted by nearly 2 million users, Xverse provides a comprehensive financial operating system built on Bitcoin L1 and L2s including Stacks, Starknet, and Spark, offering instant settlement with near-zero fees. The platform allows users to hold Bitcoin and borrow cash against it without selling, earn up to 6% APY on cash with no lock-ups or minimums, lend and borrow without credit checks or approval delays, and send and receive fiat through virtual accounts with near-zero transfer fees. Xverse supports Ledger and Keystone hardware wallet integration for bank-grade cold storage security, with every transaction signed on-device. The wallet is open source and independently audited, supporting Bitcoin, Stacks, Starknet, Spark wallets, Ordinals, BRC-20, Runes, Lightning, stablecoins, Bitcoin NFTs, and Bitcoin DeFi. Privacy features enable routing transactions through opaque Bitcoin layers. The platform also offers an Xverse API, Bitcoin RPC, agent wallet capabilities, and a Reserve Card. Founded in 2021 and headquartered in Hong Kong, China, Xverse has raised approximately $9 million at the Seed stage from investors including Jump Crypto, Franklin Templeton, RockawayX, NGC Ventures, Old Fashion Research, and Newman Capital.