Cotribute
Cotribute sells a digital growth platform to credit unions and community banks that layers onto the core, loan origination and digital banking systems an institution already runs…
Overview
Cotribute sells a digital growth platform to credit unions and community banks that layers onto the core, loan origination and digital banking systems an institution already runs rather than replacing them. Its modules cover consumer and business account opening, consumer and business lending applications, fraud screening and decisioning with more than 70 configurable rules, and a back office portal with analytics. Accounts write back in real time to Jack Henry, Corelation and Fiserv cores, and account opening typically goes live in about 30 days. Since June 2025 three AI Growth Agents have run on top: one for acquisition targeting, one for cross sell during onboarding, and one that re engages single product members using credit and income data. Every agent recommendation needs staff approval before it reaches a member. A read only connector lets staff query origination data from the AI assistants they already use.
Details
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