Stacc
Stacc is a Nordic credit and lending software company headquartered in Bergen, Norway, founded in 2016 and now running five offices across the Nordics with more than two hundred…
Overview
Stacc is a Nordic credit and lending software company headquartered in Bergen, Norway, founded in 2016 and now running five offices across the Nordics with more than two hundred employees and customers in five countries. It sells a composable, cloud native credit platform covering origination, management and back office operations across mortgages, asset finance, consumer lending, commercial lending, small business lending, deposits, invoice management, financial management, and KYC and anti money laundering case handling. The customer base spans banks, financing companies, invoice management firms and investment managers, and includes Nordic tier one institutions. In 2025 the company reported that forty five percent of revenue came from outside Norway. Its largest publicly announced engagement is with DNB, Norway's largest bank, which selected the platform to power a new digital mortgage service rolled out across DNB and its digital banking subsidiary Sbanken, with the bank stating an ambition to shorten refinancing decisions from days to hours. The artificial intelligence line is deliberately scoped rather than architectural, and the company describes itself as credit native rather than AI native, selling an AI assisted platform on a deterministic backbone. The named capabilities are a lending agent that collects application data through chat or voice conversation, document intelligence that validates uploaded documents and extracts income and purchase price data while flagging inconsistencies, credit decision support that surfaces household debt concerns, unused collateral and outdated valuations for an adviser, embedded screening of unstructured adverse media, and rule driven cross sell suggestions. An agentic case advisor is described as guiding applicants toward options that sit within the bank's own credit policy and business rules. The company holds ISO 27001 and ISO 9001 certification and a SOC 2 Type 2 attestation, operates a real time trust center, and was named in the Gartner Hype Cycle for Bank Lending in 2025. Growth equity investor Verdane invested in 2022.
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